Tether Unveils AI Platform with Peer-to-Peer Bitcoin and USDt Payments via Open-Source Toolkit

Tether is preparing to take a bold leap into artificial intelligence with the launch of Tether AI, a decentralized AI platform that will integrate native peer-to-peer crypto payment functionality. Through the use of its recently released wallet development kit (WDK), the platform will support direct transactions in both Bitcoin and Tether’s stablecoin, USDt.

Decentralized AI Meets Decentralized Finance

Announced by CEO Paolo Ardoino on May 5 via social media, Tether AI aims to serve as a self-sovereign intelligence tool offering what Ardoino called “personal infinite intelligence.” Unlike traditional AI services that rely on centralized servers or API keys, Tether AI will operate on a fully modular, composable, and open-source runtime environment that functions across any device or hardware.

This infrastructure will be bolstered by a peer-to-peer (P2P) payment system built directly into the platform, enabling users to send and receive crypto without centralized intermediaries. The payments feature draws power from Tether’s open-source WDK, which was launched in November 2024.

Wallet Development Kit: The Engine Behind the Integration

The WDK enables developers to build self-custodial wallets across mobile, desktop, and web platforms. These wallets allow users to retain full control of their private keys and assets, rather than entrusting funds to centralized custodians. Tether AI’s integration of WDK ensures users can carry out crypto transactions natively within the AI ecosystem.

AI Division Gains Momentum

Tether’s push into AI isn’t a standalone initiative. It follows the company’s strategic restructuring in April 2024, which introduced several new business units, including Tether Data—an arm focused on AI development and P2P technologies.

Already, the AI division is said to be working on multiple tools, such as AI Translate, a voice assistant, and a Bitcoin wallet assistant. These applications aim to converge digital finance and machine intelligence in a decentralized framework.

Ardoino has described the company’s vision of AI as inspired by legendary sci-fi author Isaac Asimov, whose futuristic views on intelligent machines resonate with Tether’s ambition to make AI an integral, self-evolving part of everyday life.

Tether’s Future Vision: AI Without Limits

By eliminating reliance on API keys and central servers, Tether AI seeks to empower users with a self-hosted intelligence platform that doubles as a crypto transaction layer. The system’s flexibility, with support across all device types, underscores Tether’s ambition to create what Ardoino describes as an “unstoppable” network—a fusion of AI and blockchain principles.

As the stablecoin giant ventures beyond financial infrastructure into AI-powered tools, it continues to stake its claim not just in the future of money, but in the future of intelligence itself.